The Complete PayNow QR Toolkit for Singapore Sellers

Your all-in-one solution for accepting PayNow. Get our free online generator, Android app, and powerful WooCommerce plugin.

QR Code Icon

PayNow QR Generator

Generate PayNow QR codes online for free. Get paid to UEN or mobile number.

Use Tool
WooCommerce Icon

Wordpress Plugin for WooCommerce

Eliminate high transaction fees. Add PayNow to your store checkout and keep 100% of your revenue with our easy-to-use plugin.

Learn More
Android Icon

Android App

Perfect for freelancers, pop-up stores, or those who sell through chat apps. Generate a QR code from your phone on the spot and get paid instantly.

Learn More

Latest Articles

sgqr paynow for sellers

What is SGQR PayNow And Do You Need It In Your eCommerce Store?

A few years ago, when QR payments were just starting to take off, it was common to see shops and restaurants display multiple QR codes at their...

Nov 13, 2025

paynow vs paylah

What’s the Difference Between PayNow and PayLah?

When you want to make digital payments in Singapore, two names always pop up: PayNow and PayLah!. You see both logos at hawker centres, or your...

Oct 29, 2025

Common Reasons For “PayNow Rejected” And How To Fix It

Common Reasons For “PayNow Rejected” And How To Fix It

PayNow is supposed to be instant, so sudden failures can be surprising. Below are the some of most frequent causes of PayNow failures. 1) Recipient...

Oct 19, 2025

View All Posts

Frequently Asked Questions

Yes, it is safe. Our tools generate QR codes based on the official PayNow standard used by all Singaporean banks. The payment itself is a direct bank-to-bank transfer processed securely by your own banking app. We never handle your money or see your account information.

The PayNow network itself has zero transaction fees. Our online generator and Android app are completely free to use. The WooCommerce Plugin is a premium product available for a low monthly fee, which still saves you thousands compared to ongoing percentage-based fees from other gateways.

Not necessarily. You can generate QR codes for both personal and business accounts. For personal use, you can link it to your mobile number. For registered businesses, you would use your UEN. Our tools support both formats.

About PayNow QR Codes

PayNow is a fast and secure way to transfer funds in Singapore. It allows users to send and receive money using just their mobile number or UEN (for businesses). PayNow QR codes make this process even easier by encoding all the necessary payment information in a QR code that can be scanned by common banking apps.

Benefits of PayNow QR Codes

  • Instant Payments: Funds are transferred immediately to the recipient's account. No commissions and no payment fees!
  • Convenience: Customers don't need to enter payment amount or order numbers since it's created by seller.
  • Security: PayNow uses the existing banking infrastructure, ensuring secure transactions.
  • Versatility: Works for both personal (mobile number) and business (UEN) accounts.

How PayNow QR Codes Work

PayNow QR codes follow the Singapore Quick Response Code (SGQR) specification, which is based on the EMV QRCPS standard. The QR code contains information such as:

  • The recipient's UEN or mobile number
  • The payment amount
  • The merchant name (for UEN-based codes)
  • A reference or comment for the transaction

When a user scans the QR code with their banking app, this information is automatically extracted, making the payment process quick and error-free.