SGQR combines multiple QR payment options into a single QR code. And PayNow is one of the payment options available in it.<\/strong><\/p>\n\n\n\n It was a great idea. Suddenly, all the hawkers, kiosks, cafes and shops reduced their cashier space to just one QR code. And when a customer scanned it, their phone would ask them which payment method they wanted to use for this transaction.<\/p>\n\n\n\n The introduction of a single SGQR code is good for physical retailers, but for eCommerce sellers, you don’t need to consolidate all your payments into just one SGQR code. Reasons:<\/p>\n\n\n\n Many people still have a hard time distinguishing between SGQR and PayNow. That’s why many people ask “what is SGQR PayNow” as if it’s the same thing.<\/p>\n\n\n\n So let\u2019s make this simpler. PayNow is a payment method; SGQR is a QR code that can include PayNow.<\/strong><\/p>\n\n\n\n For ecommerce, you don\u2019t need a SGQR sticker on your website. But you definitely should accept PayNow. And the easiest way to accept PayNow is to show a digital PayNow QR code on the order confirmation page. That is enough for Singapore buyers to scan and pay.<\/p>\n\n\n\n Card processors typically charge a percentage plus a fixed fee<\/a>. For example, a S$200 order at roughly 3.4% + S$0.50 costs about S$7.30 in fees. Switching eligible Singapore customers to PayNow reduces or removes those percentage fees, so more of each sale stays with you.<\/p>\n\n\n\n PayNow is real\u2011time. Funds appear in seconds, any time of day. That matters for small teams who need to buy stock, pack orders, or pay vendors without waiting days for card settlements. Faster cash means you can fulfil orders sooner and avoid short\u2011term liquidity headaches.<\/p>\n\n\n\n QR payments are common in Singapore. If your PayNow option looks unfamiliar or lacks clear instructions, then shoppers may give up.<\/p>\n\n\n\n As mentioned above, SGQR and PayNow are different things. You should definitely accept PayNow. But whether to display an SGQR code depends on whether you are selling in person or online.<\/p>\n\n\n\n If you have physical retail or pop-ups<\/strong><\/p>\n\n\n\n If you have online checkout for Singapore buyers<\/strong><\/p>\n\n\n\n If you sell online to both local and overseas buyers<\/strong><\/p>\n\n\n\n No. A digital PayNow QR at checkout or on the order confirmation page is sufficient for online orders.<\/p>\n\n<\/div>\n<\/div>\n Use your UEN when possible. UEN displays your business name in the payer\u2019s banking app and looks more professional on statements.<\/p>\n\n<\/div>\n<\/div>\n Only if the wallet app supports PayNow. Some bank\u2011linked wallets, such as DBS PayLah!, can pay via PayNow when they are linked to the PayNow service.<\/p>\n\n<\/div>\n<\/div>\n Only when they have an app that supports SGQR, such as UOB TMRW, DBS, OCBC, Grab, and FavePay.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n Bonus: See this document for <\/a>more PayNow and SGQR questions<\/em><\/p>\n\n\n\n![\"Before](\"https:\/\/sgpaynowqr.com\/blog\/wp-content\/uploads\/2025\/11\/zAKqF_Swe6jN0FOP40lFd-1024x585.jpg\")
Should You Add It To Your eStore?<\/h2>\n\n\n\n
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SGQR vs PayNow in plain English<\/h2>\n\n\n\n
Why you should add PayNow<\/h2>\n\n\n\n
Cards have fees<\/h3>\n\n\n\n
You get the money instantly<\/h3>\n\n\n\n
Customers expect it<\/h3>\n\n\n\n
So, do you need SGQR PayNow?<\/h2>\n\n\n\n
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![\"Accepting](\"https:\/\/sgpaynowqr.com\/blog\/wp-content\/uploads\/2025\/11\/UAVHjUAVsupVLTIxMvyGQ-1024x585.jpg\")
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FAQs about SGQR PayNow for ecommerce<\/h2>\n\n\n
Do I need an SGQR sticker on my website?<\/h3>\n
Should I use UEN or mobile?<\/h3>\n
Can customers pay with wallets by scanning my PayNow QR?<\/h3>\n
Can overseas customers pay via SGQR?<\/h3>\n